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Have a Question?

There are many questions that clients and people like yourselves have asked in the past.  We try and answer those questions for you and should there be some information you need but don't find on our site, please contact our representatives.

How do I add or delete a dependent?

Contact your Plan Administrator to complete an Employee Change request. Change must be completed within 31 days of the change to avoid late applicant status.

Do I need to report my disability benefits on my tax return?

If your employer paid any portion of your disability premium, any benefits received must be reported on your personal tax return. When a benefit plan includes disability coverage, it could be beneficial for the employee to pay the disability premium so the employee doesn’t pay income tax on any benefits they receive.

Can I keep my Life Insurance when I leave my employer?

When employees leave their company, they usually have the right to keep the amount of life insurance provided by the group plan. If they elect to convert the coverage to an individual policy and pay the future premiums themselves they must complete the conversion within 30 days of leaving the group plan.