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  • Plan for Now & for the Future

    Plan for Now & for the Future

    We Make Benefits Easy! By providing services to help you plan for your needs now and into the future.
  • Investment & Insurance Providers

    Investment & Insurance Providers

    We work with some of the largest and most experienced financial services and investment solution providers to help ensure there is a program that fits you.
  • Personal Financial Planning

    Personal Financial Planning

    There are many aspects to personal financial planning and with our team of experienced associates we will help meet your goals.
  • Group Health Insurance

    Group Health Insurance

    From group plan insurance to individual health plans, Canwest Group Benefits has a program for everyone.
  • Performance Management

    Performance Management

    Our team of professionals will continue to review the products and services we offer to ensure our clients have the most up to date information.
  • Online Claim Forms

    Online Claim Forms

    We provide easy access to the most up to date forms you may require from our Insurance providers.  One online location to help serve you better.
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Stay Informed

  • About Us
  • Newsletters
  • FAQ's

Canwest Group Benefits is a dynamic company, providing group benefits to western Canada.

We currently represent cost plus and traditional group benefit plans throughout Alberta and British Columbia. Our emphasis is on pursuing a level of excellence within the group benefits profession, offering unrivalled client care and attention with a culture of high ethical standards.

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Here at Canwest Group Benefits Inc., we strive for exceptional service. One of our goals is to keep our Plan Administrators up to date and informed.

To help us keep our promise, we have developed quarterly newsletters with helpful tips and important information.

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There are many questions that clients and people like yourselves have asked in the past. 

We try and answer those questions for you and should there be some information you need but don't find on our site, please contact our representatives.

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Products & Services

  • Cost Plus Benefit Plan Information Package +

      Cost Plus is a Private Health Services Plan (PHSP) that provides 100% health and dental and vision coverage. This plan can be a “stand Read More
  • Group Plan RRSP +

    Canwest Group strives to provide you with the very best in Group Plan RRSP programs. We work with you and our business partners to find Read More
  • Group Saving Plans +

    For those everyday financial decisions Canwest provides piece of mind with their expert services. Payroll deduction (saving made easy) Tax-Free Savings Accounts - never pay tax Read More
  • Health Care Spending Accounts +

    A Health Spending Account allows an employer to offer an effective benefit solution while working within a budget. For ease you may wish to think Read More
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Client Testimonials

There are many questions you should ask your dentist before you get any work done.  Below is a list of questions to help guide you.

  1. Will the dentist directly bill your insurance company or do you have to PAY the entire cost up front and wait for reimbursement from your insurance company?
  2. Is the dentist’s office sending your dental claim to the correct insurance company? Are they using the correct FIRM# and CERTIFICATE# from your wallet card or certificate of insurance? Have you reviewed your employee benefit booklet with your dentist to ensure you are both aware of what is covered under your dental insurance program?
  3. Is the EMPLOYEE signing ALL Dental Claim Forms - including claim forms for dependents such as a spouse or child? (If NOT the claim may be denied by the insurance company)!
  4. Did you ask your dentist to get “pre-authorization” from your insurance company BEFORE any dental work is completed (except for “routine” cleanings, fluoride, scaling, and annual checkups) so you know exactly what your cost will be?
  5. Did you carefully review the Dental Claim Form BEFORE signing it to ensure the procedures listed are correct and the number of “units” (15 minute intervals) for procedures like scaling is accurate?


Dental Fees & Fee Guides?


The Dental Association in ALL provinces, except Alberta, publishes a “recommended dental fee guide” each year. Dentists and insurance companies use this “fee guide” to benchmark their fees and reimbursement levels for procedures. Unfortunately in Alberta there has not been a published “fee guide” since 1997. Therefore dentists and insurance companies have estimated fee increases but without a benchmark there are often discrepancies between what a dentist may charge and what an insurance company may reimburse for a procedure.
 

Avoid surprises - be PROACTIVE about dental fees

  1. Did you ask UP FRONT what the dentist charges for routine procedures such as checkups, cleanings, x-rays, fluoride, etc. so you can compare with other dentists in your area? (Remember if a dentist charges MORE for these procedures than your insurer reimburses you will have to pay the difference along with your co-pay amount)!
  2. Dentists are NOT like Doctors (who are paid a pre-established fee by the government for their services). Your dentist is running a business just like a lawyer, or an accountant – do you ask these other professionals about their fees before you hire them?
  3. Keep in mind the treatment plan proposed by your dentist and your decision to proceed with the recommended work should not be based on the amount of insurance coverage you have. However, you should know in advance EXACTLY what your plan will reimburse and what you will have to pay out of your own pocket. Ask your dentist UP FRONT how much they charge and how much will be
    covered by your dental plan!

 

 To download a PDF copy of the document, CLICK HERE.